Buying a home

Explore flexible loan options designed to help you purchase a home with confidence, whether you’re buying your first home or your next one.

A helpful option if your credit or savings aren’t perfect. Buy a home with as little as 3.5% down.

One of the most common ways to buy a home, often with lower overall costs and down payments starting as low as 3%

Available to eligible veterans and service members, often with no downpayment and fewer upfront costs.

A zero-down option for homes in certain areas, helping make homeownership more affordable.

Designed for higher-priced homes that go beyond standard loan limits.

Finance both the home and the cost of improvements in one simple loan.

More ways to qualify

If your income or savings don’t follow the traditional path, there are still flexible options to help you move forward with buying a home.

Programs that help reduce the upfront cost of buying a home, making it easier to get started.

Qualify for a home using your bank statements instead of tax returns, designed for buyers with non-traditional income.

Qualify for a home using your savings and investments, even if you don’t have consistent income.

Whether you’re looking to lower your payment or access cash, these options can help you make the most of your current home.

Replace your current mortgage with a new one and take out cash to use for things like home improvements, paying off debt, or other goals.

Adjust your interest rate, monthly payment, or loan term without taking cash out.

Access your home’s equity as a lump sum with predictable monthly payments

A flexible line of credit that lets you borrow from your home’s equity as needed, similar to a credit card.

We offer financing solutions for real estate investors, new construction, and more specialized goals.

Designed for real estate investors, allowing you to qualify based on the property’s income rather than your personal income.

Finance the building of your home from the ground up with a loan designed specifically for new construction.

A short-term option for investors who need fast access to funds to secure a property quickly.

Purchase land with financing options designed for vacant or undeveloped property.