Helping you every step of the way
From purchase to refinance and beyond.
First Time Home Buyers
Mortgage experts guide you through the home loan process, making owning your first home EASY!
Thinking of Refinancing?
There are several ways that refinancing can save you money! See if it’s the right option for you.
Our Home Buying Process is Easy
Check out just how simple we make the home buying process. It’s not as difficult as you might think.
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Congrats! You’ve made the decision to buy a new place! First, fill out our online loan application or custom rate quote and schedule a time to talk where we will:
Consult with you to answer ALL your questions about the mortgage process.
Go over all the steps involved when purchasing a home.
Go over options to start thinking about including loan programs, rate options, monthly payment and total cash to close.
Go over the complete list of documentation you will need to provide.
Get you access to our secure online portal to upload documentation pre approval!
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We will review, verify and process your application to provide you accurate information on the following:
Provide detailed cash to close, rate and payment information to make sure you’re comfortable with everything.
Deliver an Pre-Approval letter – so you can start your home search with confidence!
If you need a superstar realtor, we can recommend agents that will help you find your new home
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You start making offers on home you love with the help of your realtor.
Find homes that meet your needs and come up with an offer you would like to make (knowing your approved and what it will cost)
Get your offer accepted and go binding on your contract.
Schedule inspection, appraisal, provide the earnest money deposit, and start preparing for closing day!
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Lock In Your Interest Rate
Once you are under contract, we are able to secure your financing and lock in your interest rate.
Update the underwriter and verify the title work on the property.
Shop over 15 lenders for the best rate and costs and lock your loan in to avoid rates increasing.
Email your disclosures securely through our portal for e-signatures.
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Close On Your Home
Once all the disclosures are e-signed our processor will prepare everything to ensure a smooth closing on your new home
Submit the loan for a clear to close with the underwriter
Clear the final conditions and schedule your closing.
Send your wire for down payment and closing costs to ensure a smooth closing
Awesome! You are a new homeowner!
See What Clients Have To Say
“Jennifer was nothing short of amazing! She made each meeting enjoyable and boosted our confidence every step of the way.”
– Laura & Daniel
“From the moment you start working with her, Jennifer makes you feel comfortable. Her patience and kind, encouraging attitude made all the difference.”
– Ashley & Marcus
“We can’t recommend Jennifer enough — she’s talented, incredibly sweet, and completely accommodating.”
– Mia & John
Want to hear more? Check out Google reviews for HomeFi and the incredible team we are proud to be part of.
First Time Homebuyer?
Let's Get You Home.
The prospect of becoming a homeowner for the first time is exciting, but it can also be overwhelming. That’s why we’re here. We’ll guide you every step of the way.
Choose between several different mortgage options and programs that suit your unique financial and personal situation.
We help guide you through the entire process from start to finish. You always know what's going on.
Quick processing and closing to ensure you get into your new home in record time.
Are You Ready to Make a Move?
Get rate & closing cost options and find out how much you can afford.